This Privacy Policy (last updated on Jan 2024) includes important information about your personal data and we encourage you to read it carefully.

We at BoxPay are committed to protecting your privacy and are constantly evolving our processes and technology to ensure that the information we collect and process is protected in accordance with the highest standards.  In order to endow you with our uninterrupted use of services, we may collect and, in some circumstances, disclose information about you. To enhance better protection of your privacy, we provide this notice explaining our information practices and the choices you can make about the way your information is collected and used. This Privacy Policy ("Policy") applies to anyone who visits our website www.boxpay.tech ("Website") and the merchants/users of our platform and other services offered by us ("Service"). If you have queries or complaints regarding the Policy, you may contact us at grievance@boxpay.tech. However, if you do not wish to go ahead or agree to the terms in this Policy, we kindly ask you to leave the site.In course of rendering our Services, pursuant to the requirements/instructions of the Merchants, we may be required to process information relating to Merchant’s customers upon Merchant’s behest. Information shared with us may be shared with our Merchants/vendors for facilitation of the Services. We only access information as is reasonably necessary to provide the Service, authorized by the Merchants or as required by law. We do not collect data from the end customers of the Merchants and act only as the data processors on behalf of the Merchants. As the processors of personal information of the end customers on behalf of the Merchant, we act upon Merchant’s instructions with respect to the personal information they control to the extent consistent with the functionality of our Service. In doing so, we implement the required safety measures against unauthorized processing of such information and against loss, destruction of, or damage to, personal information. While we are required to comply with the instructions of our Merchant, we are still committed to protecting the confidential information of the end customers of the Merchants, and have adopted this Policy to protect any data made available to us. This Policy applies to all transactions involving BoxPay and is to be always read together with Terms and Conditions harmoniously. By visiting the Website and/or availing the Services, you agree to and accept to the Policy and the Terms and Conditions governing your use of the Website and/or utilizing any Services. As a user of the Website and/or the Services, your access to or use of the Website and Services is conditional upon your acceptance of and continued compliance with this Policy. 

Information Collection: We collect information (including personal data) of the end customers on behalf of our Merchants when they use our Services in terms of the separate service agreement entered into with each of our Merchants. Except for fulfilling our obligation of providing Services to our Merchants, BoxPay does not normally process, store or obtain any consumer personal information for any other purpose. In course of providing Services, we may collect certain information which is not intended to be sold to or traded or shared with other companies or organizations for commercial purposes or otherwise, unless otherwise authorized by the Merchant. However, BoxPay may transfer personal information to companies that help us provide our Service such as third-party payment processors etc. Transfers to these third parties are covered by the provisions in this Policy, and the service agreements with such third parties and Merchants. BoxPay collects information on behalf of our Merchant, and has no direct relationship with the end customers with whom the Merchants may interact using the Service. We generally rely on Personal Data provided by you (or your authorised representative). We request you to ensure that the any data (including personal data) provided by you is current, complete, and accurate at all times. To update us if there are any changes to your data (personal data), inform via email at grievance@boxpay.tech. If you are a customer of one of our Merchants and would no longer like to be contacted by that Merchant, please contact the Merchant directly. If Merchant requests BoxPay to correct, amend or delete data, we will respond to that request as soon as possible. We host and process data, including personal information, through a third party, to operate and manage this Service. When you access or use our Website or the Service, or otherwise provide information to us, you are consenting, on behalf of yourself and your authorized representatives or end-users, to the processing and transfer of information in and to the concerned jurisdiction which may have different privacy laws from your country of residence. We take all steps reasonably necessary to ensure that any personal data is treated securely and in accordance with this Policy.As per our policy, such data is always encrypted according to the standards laid out by PCI BoxPay is committed to secure any Cardholder Data to the extent if it is required to process, store or transmit any such information to third party  Payment Processors as may be required to fulfil its obligations

Information Use and Disclosure: We do not share or disclose any personal information collected from our customers except as required by law or with their express consent. We may disclose non-personal information to our business partners, service providers, and third-party vendors who assist us in providing our services.
We use customer information to enable merchants to process payments and provide our orchestration services. We may also use merchant information to communicate with our merchants about their accounts, our services, and any updates or changes to our policies.We take all reasonable steps to ensure that our business partners, service providers, and third-party vendors comply with PCIDSS standards and protect customer information in accordance with our Privacy Policy. To request removal of your personal information from our Website or portal, contact us at grievance@boxpay.tech. We shall endeavour to remove your personal information at the earliest. Our Website uses cookies to enable us to retrieve certain information for each visit. Cookies are used in some elements of our site to enable the functionality of that element and ease of use for the user. Website analytics cookie and chat service for visitor information and source. Merchants have the responsibility to inform the end customers with whom they interact with via the help of the Service about the cookies used by BoxPay and by themselves and should obtain individual’s consent, if necessary. We may also employ web beacons/web bugs that help us better manage content on our Website by informing us what content is effective. They are used to track the online movements of users of our Website. In contrast to cookies, which are stored on a user’s computer hard drive, web beacons are embedded invisibly on web pages. We tie the information gathered by this to our customer’s personal information.

Data Security: We take data security seriously and have implemented technical and administrative measures to protect customer information. We use industry-standard encryption technologies to protect customer data during transmission and storage.We limit access to personal information to authorised personnel only who need to access it for the purposes of providing our payment services. We also require our employees to complete training on data privacy and security and regularly review our security procedures to ensure they remain effective. 
Your personal data is retained as long as the purpose for which it was collected remains. Without limiting the generality of the foregoing, in the event the Merchant terminates its relationship with us, we may retain the personal data of an end customer provided to us pursuant to the service agreement with such Merchant for so long as we deem reasonably necessary for our business or audit purposes or to comply with applicable regulations, guidelines and directives. We will cease to retain your personal data or remove the means by which the personal data can be associated with you, as soon as we deem that such retention ceases to meet the purpose for which the Personal Data was collected and any other business, audit, or legal purposes.

Changes to Privacy Policy: We reserve the right to modify this Privacy Policy at any time at any time for any reason. Any changes shall be effective immediately upon posting on our Website. We encourage our customers to review our Privacy Policy periodically to stay informed about our information practices. You acknowledge that by accessing our Website after we have posted changes to this Policy, you are agreeing to the terms of the Policy as modified.

Disclaimer: While every effort is made to ensure the accuracy of information offered on these pages, we shall have no liability for errors, omissions or inadequacies in the information contained herein or for interpretations thereof. This Website could include inaccuracies or out-dated information and is subject to change at any time without notice. Your use of this Website is at your own risk. You agree to hold BoxPay harmless from and not sue for any claims based upon using this Website. THE INFORMATION, DOCUMENTATION, SOFTWARE, PRODUCTS, AND SERVICES CONTAINED ON THE BOXPAY WEBSITE ARE PROVIDED "AS IS" WITHOUT ANY WARRANTY OF ANY KIND. BOXPAY AND ITS AGENTS DISCLAIM ALL WARRANTIES RELATING TO THE INFORMATION, DOCUMENTATION, SOFTWARE AND SERVICES CONTAINED ON THE BOXPAY WEBSITE, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES AGAINST INFRINGEMENT OF THIRD PARTY RIGHTS, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES OR LIMITATIONS ON HOW LONG AN IMPLIED WARRANTY MAY LAST, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU, TO THE EXTENT INAPPLICABLE. BOXPAY SHALL NOT BE LIABLE FOR DAMAGES, WHETHER DIRECT, INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL, AS A RESULT OF THE REPRODUCTION, MODIFICATION, DISTRIBUTION OR USE OF THE INFORMATION, DOCUMENTATION, SOFTWARE AND SERVICES.

Notifications: BoxPay may, from time to time, send you an email regarding the BoxPay service or any other services, which we believe could be of interest to you. Only BoxPay will send you these direct mails and only if you indicate that you do not object to these offers. You will always have the option of opting out of receiving such mail.

Under 18 years age restriction: This website is not intended for children and we do not knowingly solicit or collect personally identifiable information from children. Please be aware that we have not designed this Website for, and do not intend it to be used by anyone under the age of 18. We specifically request that persons under the age of 18 do not use this Website or submit or post information to the Website. Should we inadvertently acquire personal information or other data from users under the age of 18, we will not knowingly provide this data to any third party for any purpose whatsoever, and any subsequent disclosure would be due to the fact the user under age 18 used our website and submitted personal information without solicitation by or permission from us.

Other Sites: BoxPay is only responsible for the privacy statement and content of this Website. We are not responsible for the privacy practices or the use of cookies on websites that you may have accessed from this Website, or the privacy policies adopted by our Merchants/third party vendors.

Disclosure: We reserve the right to disclose your personal data as required by applicable law and when we believe that disclosure is necessary to protect our rights and/or to comply with a judicial proceeding, court order, or other legal process served on us. Your personal data will also be shared between the BoxPay services for the activities permitted under this Policy. In the event BoxPay goes through a business transition, such as a change of management/control, merger or acquisition by another company, or sale of all or a portion of its assets, including an acquisition which occurs as a result of our bankruptcy, the Merchant user account and data will likely be among the assets transferred. You will be notified of the same email and/or via a prominent notice on our Website of any such change in ownership or control.

Governing Law: This website is subject to the laws of Singapore. 

Specific Undertaking As a condition of your use of this Website and/or Services, you agree that you will not use the Website or the Services for any purpose that is unlawful or prohibited by these terms and conditions or under law.

Grievance Redressal Mechanism Grievance Officer: Any queries, complaints or concerns with regards to this Policy shall be immediately informed to the designated Grievance Officer as mentioned below.Email: grievanceofficer@boxpay.tech The Grievance Officer shall try to redress your grievances expeditiously.